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Whether you have a question about your mortgage, want to review your options, or are ready to get started — we are here. Fill in the form, book a call, or just pick up the phone.
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Based in Calgary. Licensed across three provinces.
We work with clients in person and remotely across Alberta, British Columbia, Saskatchewan, and Ontario. Most of our process can be completed entirely by phone, email, and e-signature.
Serving clients across
AB, BC, SK, and ON
Things people ask us before reaching out.
If your question is not here, just reach out. There are no stupid questions when it comes to your mortgage.
Yes, completely. There is no cost to speak with us, no credit check required to get started, and no obligation to proceed. We review your situation, show you what options are available, and you decide what makes sense for you.
We aim to respond within one business day. If you submit a form or book a call, you will receive a confirmation immediately. One of our brokers will follow up personally to discuss your situation.
Absolutely. A decline from one lender is not the final answer. We work with a broad network of lenders including alternative and private sources who evaluate the full picture, not just a credit score or debt ratio. Many of our best client outcomes started with a previous decline somewhere else.
No. The majority of our process can be completed entirely by phone, email, and e-signature. We work with clients across Alberta, British Columbia, and Ontario remotely every day. If you are in Calgary and prefer to meet in person, we can arrange that too.
In most cases, mortgage brokers are paid a finder's fee by the lender when a mortgage is funded. This means our services cost you nothing directly in the majority of situations. We will always be transparent about how a particular transaction works before you commit to anything.
We are licensed to broker mortgages in Alberta, British Columbia, and Ontario. Tim Matlo holds his licence in all three provinces and works with clients across each of them regularly.
Yes. Credit challenges are one of the most common situations we work with. Whether your score has taken a hit from missed payments, a consumer proposal, or just a difficult period financially, there are often more options available than you might expect. The best first step is a conversation.
Absolutely. Self-employed income is one of our specialities. Standard income verification through traditional lenders often disqualifies perfectly strong borrowers simply because they do not receive a T4. We know the lenders and products designed specifically for self-employed clients and how to present your income in a way that reflects your actual financial strength.