About Tim Matlo Team Mortgage Professor
Senior Mortgage Broker
Tim
Matlo
The Mortgage Professor

Twenty years ago Tim Matlo made a decision that would define his career: to always put the client first, even when it meant saying something they did not want to hear. That commitment has made him one of Alberta's most trusted mortgage brokers.

20+ Years experience
2,000+ Clients helped
AB, BC, ON Licensed provinces
Tim Matlo, The Mortgage Professor

Two decades. Thousands of clients. One approach.

Tim did not build his reputation by telling people what they wanted to hear. He built it by telling the truth, finding solutions others could not, and picking up the phone.

Tim Matlo has been working in the mortgage industry for over 20 years, operating out of Calgary, Alberta under The Mortgage Professor brand. What started as a straightforward career in mortgage brokering evolved into something more: a reputation for handling the complex cases, the ones that banks turn away, the ones that require someone to think beyond the standard checklist.

Tim is a Senior Mortgage Broker licensed through a national brokerage with direct relationships with lenders from major banks to alternative and private sources, Tim is able to access financing options that most clients never see sitting across from their local bank branch.

The goal has never been to close a deal. The goal is to find the right solution for the person sitting across from me and make sure they actually understand what they are signing.

Over the years Tim has helped clients through first purchases, refinances, renewals, debt consolidation, investment properties, and situations that required real creativity to solve. High debt ratios, bruised credit, self-employed income, rural properties, unconventional deals these are not exceptions in his practice. They are the norm.

Tim is based in Calgary and serves clients across Alberta, British Columbia, and Ontario. He works closely with his team including brokers Jared Matlo and Lauren Matlo, each bringing their own expertise and building their own client relationships within the broader Mortgage Professor brand.

Experience that covers every mortgage situation.

Two decades in this industry means Tim has seen virtually every financial situation a client can walk in with. That depth of experience is genuinely rare and it shows in the outcomes his clients get.

20

Senior Mortgage Broker

Licensed Senior Mortgage Broker with over 20 years of active brokering experience across residential and commercial mortgage products.

AB

Multi-province licensed

Licensed to broker mortgages in Alberta, British Columbia, and Ontario, with deep local knowledge of the Alberta market and Calgary specifically.

50+

Lender network

Direct relationships with lenders from major banks to alternative and private sources, meaning clients access financing options they would never find at a single institution.

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Debt consolidation specialist

Specialises in helping clients with high consumer debt restructure their obligations through mortgage solutions, reducing monthly payments and improving financial stability.

Complex situations

Known for handling cases that traditional lenders decline. Self-employed income, bruised credit, non-standard properties, unconventional deal structures these are Tim's speciality.

Long-term client relationships

Many of Tim's clients have been with him for ten, fifteen, twenty years. They come back for every renewal, every refinance, every investment property because the relationship has been earned.

The values that have built this practice over 20 years.

01

Honesty before everything

Tim will tell you the truth about your situation even when it is not what you want to hear. No false promises, no over-selling. If something does not make sense for you, he will say so.

02

Your goals come first

The right mortgage is not always the lowest rate. It is the one that fits your life, your timeline, and your financial goals. Tim takes the time to understand what you are actually trying to achieve.

03

Transparency at every step

No surprises. Tim explains every fee, every option, every trade-off in plain language. By the time you sign, you understand exactly what you are getting and why.

04

Persistence when it matters

The deals that matter most are often the hardest ones. Tim does not stop searching when the first answer is no. Twenty years of lender relationships means there are usually more doors to try.

Start with a free conversation.

No credit check. No pressure. Just an honest assessment of your situation and what options are available to you.

Book a free call Free. No commitment. Licensed in AB, BC, and ON.